Having a good dental insurance plan can make paying for dental care much less stressful and frightening. When you visit Dr. Nawrocki, you can rest easy knowing that your dental insurance will be accepted and that our team will be there to make sure you understand your plan and get the most out of your savings. Before you call to confirm the kind of coverage you’ll receive, please review the basics of dental insurance below.
Understanding How Dental Insurance Works
Dental insurance plans are designed to cover most or all of the cost of routine treatments like checkups and fillings. The idea is to encourage you to use your benefits for preventive treatments so that you can avoid having to pay for a more expensive treatment later. Each dental insurance plan has an annual maximum, which is the capped-off allowance for treatment within the year. There is also a deductible, which you will have to pay out of pocket before receiving coverage.
What Your Dental Insurance Plan Covers
Dental insurance coverage is not set in stone; every plan offers different benefits, and we can go over them with you to make sure you understand them. The coverage structure is usually along the lines of:
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100 percent for preventive care (e.g., your biannual checkups and cleanings)
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80 percent for fillings and other basic treatments
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50 percent for advanced or invasive procedures
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No coverage for cosmetic services unless they benefit oral health in some way
We Offer In-Network Savings & Welcome Out-of-Network Providers –
An in-network dental office is one that has come to an agreement with your dental insurance provider to set certain prices for the services they provide. Choosing an in-network dental office will maximize the amount you save, but in many cases an out-of-network dental office can still take your plan. We are happy to be able to file claims for all dental insurances and can confirm whether you’re in-network with us if you call with your policy information.
